20 Apr

LIC Customer Login Process

LIC – Customer Login process

The LIC in India is not today or for ten years. It raised some years back, and till today no one would cross at least the boundaries of this policy. Congrats, and thanks to the whole LIC team. Congrats for maintain very tough competition and still able to stand in 1^st place always.

Thanks for being more transference with the customers and able to reach out for every stage of human survival and even providing new benefits, bonuses, and more like that.

With the help of the Customer Login page, no more visiting’s to the LIC branch, no more waiting in line to know your details and no ore paying a bribe to the Agents to do your work quickly.

Anyone can get register and login to the LIC portal with no cost and use it easily and freely, log in with the official web site of the LIC portal. Once you have created the policy in LIC, then you were allowed to log in with a unique login ID and password.

The use of Online Portal:

If you possessed an Internet-based computer or smartphone, you could quickly pay the premiums from your place, not a forwarded step needed. Besides, you can save time and money, and the LIC portal is listing you with several benefits.

The below is the list of LIC portal provides:

Policy status
Claim status
Loan status
Revival Quotations
Compliment Registration
Assignment and Nominee status
Proposal and policy images.

Every quarterly or half-yearly, the LIC scheme keeps on adding benefits to the previous list.

The Login process for New Users:

Login to the web site of licindia.in with user name and password.
Click on the Online Services from their tap on the Customer portal.
You will direct to the LIC e-Services page where you will able to see the registration for e-Services.
Here the page display with the two options a new user and the registered user.
If you are visiting for the 1^st time, go for the option new user, it will suggest you to register as a new customer.
Enter all the recommended details, be accurate while giving the following information like mobile number, Email ID because every single communication will hold through those two only.
Click on proceed once if you finish with filling all the information.
The next process is about creating user ID and password; it conations the terms and conditions.
Remember to note the user ID and the password carefully.
From now, you were no longer the new Customer, here the registration process terminates.

Customer Login:

If you have registration completed, then you can log in to the LIC portal through the Customer login process. Below is the step by step process to log in as Customer.

Logon to the official web site of LIC from licindia.in
Please search for the Online Service from it select the Customer portal.
From the e-Services page, select the option called registered user.
From the selected Customer Service page, give the user name and the password along with Date of Birth as the given during the time of new registration.
On this page, you will allow accessing the service like premium payment.
You can download the policy copy.
In case you forgot either the user name, you can also use it in terms of altering with the options of mobile number, policy number, or the mail id.
If the case like you forgot the password, click on the forgot password, then the policy portal will generate a new user name and the password to your mail-id.
Again you have created your user name and the password since the previous user name and the password will no longer in use.

The Customer of LIC can do all e-Services from the house its self, including the premium payment process.

Online Services

Pay LIC premium Online
LIC Policy Status Check
Check LIC Transaction Stauts
LIC Customer Login
LIC Merchant Login

04 Apr

Gift Your Child Bright Future

The LIC of India has been in the insurance market for the last six decades and has shown a consistent performance record. Gift Your Child Bright Future has grown along with the growth in the market. Earlier, people depended on the LIC agents for their premium payments, etc. The younger generation is interested in buying these insurance policies but they inclined towards the online services offered by LIC. You can visit LIC’s portal www.licindia.com and see all the information related to LIC policies and schemes. As a registered user you can make LIC of India policy status inquiry, pay premium online, etc.

Securing a child’s future is every parent’s responsibility whether it is his/her education or marriage. You have to make a thorough planning before taking any decision regarding the investment plans. You right decisions might help them turn their ambition into reality. Life is uncertain, anything can happen anytime! In such an unexpected world, long-term investments are necessary these days are using the Login information process. The expenses and cost of living will keep increasing but how will you realize your child’s aspirations? An early, rightly chosen decision will make a difference if you start making investments for your child now!

Gift Your Child Bright Future – Choose Your Option

There are two types of child plans available – traditional and unit linked plans. In the traditional insurance plan, you get a definite amount. The ULIP offers a risky return because it depends on the economy at the time of returns. However, the collected savings can be used for your child’s higher education or can be reinvested in another insurance plan.

Gift Your Child Bright Future – Ponder a Little Before Buying

First, you should of the time when you want to buy or invest in a child insurance plan. It is a good option to invest at an early stage because you get ample time to the maturity of your investment. You have to calculate and consider the amount you might get after the plan matures. This gives you get an idea of how much you should expect in return. You should manage your finance so that you are able to pay the premiums regularly and the sum assured by the insurance company is useful.

Gift Your Child Bright Future – Benefits

Life Cover

The child plans offer you double remuneration – both savings as well as protection. In the case of an unfortunate death, the child’s future remains secure because the unpaid premiums are waivered. This is also known as a waiver or premium rider. They are various other types of riders that you can acquire for your child.

Tax Exemptions

The savings in child plans are tax exempted. According to the Income Tax Act, an investment of up to Rs. 1 lakh is excused from tax in life insurance.

Flexibility

Under the education plan, you have an alternative to planning your child’s education in an extensive manner. You can either choose to get a lump sum i.e. sum assured at maturity or in standard gaps of time i.e. as and when your child wants it.

Loyalty Additions

According to the insurance company’s performance, it declares additional benefit as loyalty addition from time to time. It is not fixed and can differ every year. The loyalty addition is designed on the sum assured and added to the lump sum during maturity.

On top of these benefits, there are a lot of other optional benefits. As parents, you should take a clear and an intelligent decision – to get a lump sum at a time or regular funds at regular intervals. Whatever you decide it should make your child’s future bright and secure.

Gift Your Child Bright Future – About the Author

Matt Carter

He is a full-time blogger, super affiliate. He is 33 years old and lives in New Zealand with his wife and son.

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04 Apr

Best Investment Instruments for Saving Tax in India

The most probable reason as why you are reading this article is that you wish to find Best investment instruments for saving tax in India. When a financial year approaches end, you start worrying about how to save on the payable tax. You should start a little early to invest and reap the tax benefits. You should always search for instruments which have a certain amount of risk, low investment amount but the returns and tax benefits are high.

Comparison at a Glance:

Before we begin the comparison of the various options available in the market, let us add the pre-determined investment options (EPF, Home Loan Repayment and Tuition Fees). Then, find the amount utilized out of your Rs. 1.5 lakhs limit. Now, you can observe the table below, to choose a product that suits you the best.

Investment	Lock-in Period	Pre-Tax Returns	Tax Applicable
ELSS	3 years	14-16%	No tax
5 Year Bank FD	5 years	9.5%	Interest is taxable
PPF	15 years	8.5%	No tax
NSC	5 or 10 years	8.5%	Interest is taxable
Life Insurance	5 years	0-6%	No tax

ELSS or Tax-Saving Mutual Funds:

The Equity Linked Saving Schemes (ELSS) is a type of equity linked mutual funds, which invests in equity or stocks. It offers a very high return i.e. 14-16%. Even though it is not a guaranteed amount, but the previous records show it is possible to get such returns.

The ELSS funds have a lock-in period of merely 3 years, which is the least among all the options. And the best part is that this is a tax free option. You have the option to invest up to Rs. 1.5 lakhs either as a lump sum or as SIP over the course of one year.

5 Years Bank Fixed Deposits:

It is similar to the regular bank FD except that they give little higher interest rates than the normal FDs. It has a 5 years lock-in period. These FDs do not come with the option of premature withdrawal.

You can’t exceed your investment more than Rs. 1.5 lakhs and the interest that you earn is taxable i.e. you have to pay tax on the interest you get every year. The TDS is usually 10% (and 20% if you haven’t submitted your PAN card) by banks and if your TDS is in the 20-30% bracket then you have to pay the remaining amount with your IT returns.

Public Provident Fund:

The PPF is a good investment option for the ones who expect certain returns. An interest rate, currently it is 8.7%, is calculated on your PPF and added every year. This is a tax-free option where you have a choice to pay in a lump sum or in small regular investments.

The lock-in period of a PPF account is basically 15 years with an extendable 5 years also. You can’t withdraw your money before 5 years complete and it is allowed under certain conditions only. You can get a PPF account through a bank or post office.

National Savings Certificate (NSC):

The NSC interest rates are fixed in April month every year. The current rate for a 5 year lock-in NSCs is 8.5% and for a 10 year lock-in NSCs is 8.8%. The interest collectively is taxable in this option. The main difference comes with the fact that the interest isn’t paid to the investor. Instead of this, this amount is reinvested in NSC for the next year. You can invest up to Rs. 1.5 lakhs through your local post office.

Best Investment Instruments for Saving Tax in India – Life Insurance Premium:

This is the Best investment instruments for saving tax in India. Most of the investors have understood the importance and benefits of this option. Let us also understand this little more. There are two types of life insurance policies:

Term plans, which the risk to the life of the insured.
Risk plus investment, which pay you money after maturity or in time of need.

Life insurance is not any extra expense. They are Best investment instruments for saving tax in India options which also ensure that your loved ones are left in the lurch when something unfortunate happens to you (i.e. the insured). The term life insurance is very affordable. For example, you can purchase a cover of Rs. 1 crore by paying Rs. 10,000.

The LIC of India offers its online payment services through its web portal. You can make your LIC premium payment online using net banking, debit or credit card.

This is complete information about the Best investment instruments for saving tax in India.

About the Author

Heather B. Armstrong

She is an American blogger who resides in Salt Lake City, Utah. She writes under the pseudonym of Dooce.

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24 Feb

What is LIC?

Hey guys!! Do you know about What is LIC? And LIC policy details. This article will talk all about LIC. Let us havea look.

Profile of Life Insurance Corporation of India(LIC)

Life insurance Corporation of India was established on 1956 September.it is only public sector of Life Insurance Company of India.

The LIC Head Quarters is located in Mumbai, under the control of government of India. The chairman of the Life insurance Corporation of India is S K ROY.

It is leading and top most life insurance company in India and it has a huge occurrence in both urban and rural areas.

The website of LIC is www.licindia.in there are many different types of LIC Policy for customer and it has more than 200 companies in India.

Vision of LIC:

The only Vision of LIC is increasing insurance products all over the India especialy in rural areas and for economically background classes.

It also provides financial insurance which covers beside death at low premium.

Awards Achieved:

It achieved following award in 2013 – 2014 as

Under Served Marked penetration

Claims Service Company

Best Product Innovations

What is LIC NAV:

NAV (Net Asset Value) it is a value of an entity’s assets which minus drawbacks the value of its liabilities. This Nav is possible for all United Linked policies.

This LIC NAV are provided for LIC Future Plus NAV, Jeevan Plus, Bima Plus, Market Plus, Fortune Plus, LIC Market Plus-1 NAV,LIC Profit Plus NAV, LIC Money Plus NAV, wealth Plus, LIC Child Fortune Plus NAV, Jeevan Sathi Plus, LIC Endowment Plus NAV, Pension plus, Samridhi Plus, Flexi plus, Health plus, Health protection plus.

LIC NAV plan will be shown differently for all plans. They will be providing latest LIC Net Asset Value for all the plans. You can check LIC NAV Rate and you can check LIC NAV Value using latest Life insurance Corporation of India.

So, this is all about LIC policy details. Hope had a great time with the article and please share your experiences and suggestions with us through comments below.

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24 Feb

Different Types of LIC Policy Plans

LIC policies will assure a financial security for you also your family in any unfortunate events. There many different policy plans in LIC along with these plans also there is available one more plan for you that is Gifts your child bright future plan.

Different types of LIC Policy Plans and its Advantages

Here are the best LIC policies discussed in the article. The following are the Lic Policies you can pick up the best policy among them.

Endowment Plans
Money Back Policy
Term Policy
Pension Plans
Health Insurance Plans

1. LIC Endowment Plans

This is the best Endowment Lic policy along with there are different Endowment Lic policies like Lic Jeevan Rakshak, Lic new Jeevan Anand, single premium endowment, Lic Limited premium Endowment, Lic new endowment plan, Lic Jeevan Lakshya plans no 833 including Lic Jeevan Sangam plan no 831 etc…

Lic New Jeevan Anand is the best Lic policy among all. This is a combination of endowment insurance policy along with whole life.

Features of LIC Endowments Plan:

She / he will get a maturity amount if any policyholder survives till the end of the policy.

Nevertheless, the risk policy will be concealed until the death or 100 years of the proposed whichever is possible as early as. All the death benefits will be paid to the nominee in case of policyholder’s death

2. LIC Money Back Policy

There are many Lic money back plans like Money Back plan 20 years, Money Back plan 25 years, Lic Jeevan Shagun policy , new children money back policy, New Bima Bachat policy, etc..

Money Back plan 20 & 25 years are the best among all Lic Money Back plans. Ordinarily, this policy gives money at regular intervals to meet necessary expenses like marriage, education or any other needs.

Features of the best Lic Money Back policy:

For LIC Money Back Policy 20 years:

20% of SA (Sum Assured) will be allocated regularly for every 5, 10, 15 years and 40% balance + accumulated Bonus will be payable at the 20^th year.

LIC Money Back Policy 25 years:

15% of SA was allocated with regularly for every 5, 10, 15, 20 years moreover 40% Balance + accumulated Bonus will be payable at the 25^th years

3. LIC Terms Policy

There are different LIC Term Policies like LIC Amulya Jeevan 2 Policy, LIC Anmol Jeevan 2 Policy, Lic e-Term Policy 825 etc. “e-Term Policy” is the best Term plan among all.

You can purchase this plan through online together with the features of this policy are as follows.

Features of LIC e-Term Policy:

It can be operating through online
Only own life proposal will be considered
Moreover, this Policy is a pure Term plan
There are different premium plans for smokers along with Non – smokers.

4. LIC Health Insurance Plan

Consequently, the Best Health Insurance plan is Lic Jeevan Arogya it is newtonz – linked single plan where you can have health cover for yourself, for your spoons, parents, parents – in – laws including children.

Different types of LIC Policy Plans and its Advantages – Features of LIC Jeevan Arogya:

In this policy provides financial protection in case of any surgery, Hospitalization etc.
Flexible payment options for premiums
This Policy has no benefits for claim
Conversely, health cover has been increasing in every year
Lump sum benefits irrespective of actual medical costs.

5. LIC Pension Plan

In Various, Lic pension plans are as LIC Jeevan Akshay VI, Varishtha Pension Bima Yojana, as well as Lic New Jeevan Nidhi etc. LIC Jeevan Akshay VI is best Lic policy among all the pension plans.

This plan is Immediate Annuity Plan also this plan can buy by paying the lump sum amount at a time.

Different types of LIC Policy Plans and its Advantages – Features of LIC Jeevan Akshay VI

Accordingly, the policies will be consisting of 6 pension plans, you need to choose one among 6 there is no chance of altering because pension starts immediately without delay.
The pension will be provided throughout the lifetime of the pensioner.

So, guys, this is all about Different types of LIC Policy Plans and its Advantages.I hope you had a great time with the article. Please share your valuable suggestion with us through comments below

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22 Feb

Register and Uses of Login for LIC Policies

Hell!! Everyone… May you hang out with many confusion with registration and login process of LIC policy? No…. worriers this article helps you to know about the Register and Uses of Login for LIC Policies. Let us have look on it.

Process of Register and Uses of Login for LIC Policies

Now you can make the LIC Registration through LIC website in simple steps.it can avail several services like making premium payments, download and viewing online premium payments receipts and enrolling other policies.

If you are registered with LIC there will be no need of visiting LIC Branch office regularly. Once you have done with registration and Login process you can finish all your works within time easily and faster. This also saves your time and money.

With this process, you can also pay your online premiums and you can know policy status. Without logins, it is difficult to pay your premiums. Check the LIC Transaction Status.

Register and Uses of Login for LIC Policies – Process of LIC Policy Registration for new users

Here is the step by step Registration process s of new user to Life Insurance Corporation of India

Log on to LIC website www.licindia.in a page will appear as shown below.
Here click on the “LIC’s Service” which will be seen to the right side of the page.
On clicking on the LIC’s Services, it will lead to the following page. here click on the” New User registration” block.
On Clicking on it, the new registration details will be opens as shown below.
Fill up all asked details like Policy number, Date of Birth, Installment Premium, and email id etc…
After filling all the details click on the Proceed.

6. Once you have done with registration process you will get “User ID and Password”.

7. With that user id and log in, you can make your LIC works easily and quickly.

You can use this LIC login portal as Lic Customer Login, LIC Policyholder login, Lic Development officer login and Lic agent portal login. As this login page will be same for all customers/ users/ policyholders, Lic agents and for Development Officers

You can also use the following the link for direct login page www.licindia.in.login.

Register and Uses of Login for LIC Policies – Uses of LIC Login Pages

Here are some uses of the login page. You can use login details for checking Lic policy status, online premium payments.

Register and Uses of Login for LIC Policies – LIC Login for Policy Status Login

Here Lic login page will help you to know your policy status online. For this, you need to be registered once if you finish with registration you will get your Userid and password you check your policy status with user id and password.

Register and Uses of Login for LIC Policies – LIC Login for Online Premium Payment

You can pay your premiums with Lic login. It will save your money and time and there will be no need of visiting LIC branch office regularly. It makes your payment regularly and very easy.

Register and Uses of Login for LIC Policies – Forgot your User Id and Password

In case if you forgot your User Id and Password… doesn’t panic here are the steps to retrieve your ID and Password.

For USER ID

Click on the “Forgot User Id”? Link which will be seen on the page
After click on it will ask for “Forgot Userid Help” which is displayed as shown below
Fill up all the details correctly such as Policy number, Date of Birth and Premium
Then enter the given text and click on submit
You will get a new user id within a short span.

For Password

Click “Forgot Password?”
You will appear on the following page as shown below
Enter your user id, policy no, Date of Birth and premiums.
After filling the details click on the Submit button.
Your new password will be retrieving within a short time.

So, Guys, this is all about LIC Registration hope it will help your registration process easily… Stay tune… in coming article we are going to discuss Register and Uses of Login for LIC Policies. Please share your valuable suggestions through comments below.

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Yearly Archives - 2016